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The J.J. Post Company, Inc.

VacationGuarantee is a structured to be presented within the initial sales offering.  Sales managers, with several national and regional marketing companies have stated based on their review of the benefits of VacationGuarantee, that the program is a tool that will help the salesperson close more deals.  A market survey conducted by Cathy Martin & Assoc. a California based marketing firm, confirms that potential vacation owners feel that the inclusion of VacationGuarantee builds credibility and goodwill between the resort company and the interval or club prospective buyer.  Given that a prospect likes the facility the offering with VacationGuarantee overcomes a major obstacle of what happens if there is a loss income due to a hardship loss.

The average allowance for doubtful accounts among the developers surveyed is seven percent (7%) of gross sales.   The administration and claim resolution team of VacationGuarantee will salvage a substantial number of those delinquent loans before they become non-performing loans as a result of death, disability or involuntary unemployment which reduces the loan servicing costs.

According to the product's originator, Jeff Post, president of  J.J. Post Company, Inc.  "This product solves the delinquent and foreclosure problems due to legitimate causes of loss of income.  It is designed to be a key sales tool as well as a administrative tool, that helps reserve funds in a tax deferred manner.  The objective is to increase the bottom line of the resort developer.”  Resort companies invest an average of 40 percent (40 %) of the sales price to get a prospect on a tour and close the sale,  Jeff Post concluded “Our product provides a program to shelter the funds, usually reserved in the balance sheet's allowance for bad debt section, in a tax deferred insurance program for use to recover non-performing loans as a result of a hardship loss in the current year and in the future.  The nominal cost of the program will return their investments in multiples.”

A turn-key program, a licensed third party claims management company Golden Pacific Administrators, Inc. (www.goldenpacifik.com)  handles all administrative functions of the program with offices in Los Angeles, and Orlando, Florida.

By providing insured protection of VacationGuarantee in a loan portfolio, investment bankers and business attorney we spoke to agree that the credit rating of will improve a developers portfolio thus making banks and wall street investors more likely to work with the resort development company..

VacationGuarantee is available to all vacation ownership companies that market both interval and club ownership both domestically and internationally.  For additional information , please call Jeff  Post at  (800) 645-0935 or e-mail him at askus@jjpost.com.
 

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